Owner-operator startup costs
Add up what it takes to get your own truck and authority running. The amounts below are examples; replace each one with your real quotes.
Example amounts. Replace each one with your real quotes.
CDL Loans
Cash you need to start
–total
Memo: Brokers often pay in 30+ days. Plan for it.cdlloans.com
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Common questions
Why do I need cash after buying the truck?
Insurance, registration and fuel are due right away, but brokers often pay 30 days or more after delivery. Without a cushion, one slow-paying broker or one repair can stop your business. Factoring is one way to close that gap.
Get paid in days, not weeksDAT Outgo factoring pays you on your invoices fast, so fuel and truck payments aren't waiting on brokers.See Outgo factoringMore calculators
- $Semi truck loan calculatorYour monthly payment, total interest, cost per mile and payoff schedule.
- ?How much truck can I afford?Work backward from your revenue to a safe payment and truck price.
- ⇄Lease vs. buy calculatorCompare the real cost of leasing and financing the same truck.
- ↑Down payment savings plannerSee how long it will take to save your down payment, and what it takes to get there sooner.
- ≡Compare truck loan offersPut up to three lender offers side by side and see which really costs least.
- %Factoring cost calculatorSee what factoring costs per load, per month and per year.
Tools for owner-operators
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Bluewhale Insurance Group
Insurance for owner-operators and small fleets. Talk to an agent about coverage before you buy.Get a quoteAd
Zoho
Business software for running your trucking company, from invoicing to keeping your books.Try ZohoAd
Roadside Masters
24/7 nationwide roadside assistance for trucks, so a breakdown doesn't leave you stuck.Sign up your truckAd
DAT Load Board
Find loads, check lane rates, and get 10% off a DAT load board subscription.Try DATAd
Truck Parking Club
Reserve a safe truck parking spot ahead of time, or earn money listing your own yard.Find parking
Bluewhale Insurance Group
Insurance for owner-operators and small fleets. Talk to an agent about coverage before you buy.Get a quoteAd
Zoho
Business software for running your trucking company, from invoicing to keeping your books.Try ZohoAd
Roadside Masters
24/7 nationwide roadside assistance for trucks, so a breakdown doesn't leave you stuck.Sign up your truckAd
DAT Load Board
Find loads, check lane rates, and get 10% off a DAT load board subscription.Try DATAd
Truck Parking Club
Reserve a safe truck parking spot ahead of time, or earn money listing your own yard.Find parkingYou might also like
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